We are committed to helping IBDs go further together during this time of disruption
Profitability is an important part of operating a successful business. The co-op’s flexible and secure financial solutions empower you to give business – and margin – a boost in person, on-line, and on-the-go.
For members of The Bike Cooperative, making the most of (and paying the least for) modern payment processing solutions is coupled with powerful consumer financing and insurance benefits proven to drive sales and delight customers.
With the Freedom to Ride consumer financing program, members of The Bike Cooperative are equipped with a payment option proven to improve sales
Process transactions like your biggest competitors with access to lower fees and better service that ensures you get the best available rates
Increase your average transaction while decreasing the hassle and worry for your customers with protection plans that protect their purchases
The Freedom to Ride private label credit card promotes your store, not just the brands you carry
Cardholders spend $545 more (on average) than the average shopper, and 87% feel promotional financing makes large purchases more affordable
Our exclusive ‘Mobile Apply’ feature makes in-store application simple, secure, and straightforward
Whether it means affording a better bike, saving cash-on-hand, or financing a “need it now” purchase – Freedom To Ride has become a powerful sales motivator for member shops across the country
“Financing is an incredibly valuable tool for increasing sales. We find that, given the opportunity to finance, a customer is going to spend twice as much on a bike purchase and be even happier with their buying decision.”
The most successful retailers win margin & create revenue wherever they can, and with more transactions being made with credit cards than cash, lower processing rates are a great place to start. With access to the scale of over $1 Billion in combined processing volume, The Bike Cooperative has negotiated exclusive rates for our members that are hard to beat.
Say goodbye to early termination fees and multi-year contracts
Ensure you’re getting industry leading rates, and ZERO hidden fees
Processing can take many forms, from mobile checkout to wireless terminals
Connecting independent bike retailers with national scale, innovation, and support