Freedom To Ride

Exclusive Consumer Financing that Gets More Riders on Bikes.

For more than 15 years – Synchrony and The Bike Cooperative have worked together to offer the Freedom To Ride card as valuable resources for our members to increase sales, margins and customer retention.  By aligning with a trusted organization like Synchrony – The Bike Cooperative has been able to offer a stabile financing option that has been consistently available to our members.

What is Freedom to Ride, AKA, FTR?

Freedom To Ride Financing is a powerful tool designed to increase sales, build loyalty, and make your shop the go-to destination for cycling enthusiasts.

The Numbers Speak for Themselves

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Average transaction size with Freedom To Ride

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Cardholders say financing made their purchase affordable

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Approval rating across customers

Why Offer Freedom To Ride Financing?

Drive More Sales and Bigger Purchases

With deferred-interest financing available, you provide options for your customers to buy the bike they truly want now and the flexibility to spread out payments over time.

Transparent Term Lengths

Whether you choose to offer 12, 18, or 24-month financing options you have the ability to promote the options that are right for your store.                    

Boost Revenue with Higher Ticket Sales

Deferred-interest financing increases a shop’s average ticket —adding revenue and margin growth to every sale.

 

Promote Your Shop, Not Just Brands

Unlike manufacturer-specific programs, Freedom To Ride is brand-agnostic. You control the spotlight, keeping your store at the center of every sale and strengthening your relationship with customers which encourages repeat purchases.                          

Exclusive Member Benefit

As a member of The Bike Cooperative, you can offer this exclusive financing option with exceptionally low processing rates that sets you apart from competitors, gives your customers an extra reason to choose your shop and instantly adds margin to your bike sales.

Simplify the Buying Experience

Easy credit applications—both in-store and online—help customers make decisions faster.                                                                                                                                                                                                                                   

How it Works

A simple, 3-step process.

YOUR CUSTOMER APPLIES FOR FINANCING

Online with direct access via QR code or in-store with your help.

THEY PURCHASE THEIR BIKE

After approval, they can ride away the same day.

THEY PAY OVER TIME

Affordable monthly payments with deferred interest for up to 12 months*.

*Subject to credit approval. Minimum monthly payment required. Interest is charged if not paid in full within the promotional period.

What Members Are Saying

“Offering Synchrony financing has been a game-changer for our shop. It gives our customers the flexibility to choose the e-bike and accessories that truly fit their needs, without compromise. We’ve seen more riders able to step up to the right bike for them, and the process has been seamless for both our team and our customers.”

Brett Thurber

Owner | The New Wheel

What Our Team Has to Say

“The Freedom To Ride Program is far and away the most valuable resource that The Bike Cooperative offers. With great processing fees, easily marketed financing terms and simplified application processes – our members have been able to capitalize on customer interested and increase margins. Bikes are getting more expensive every year and if you are not offering a financing option by now, you are missing out on potential sales. The Freedom To Ride Program is a great solution to fill that need!”

Matt Seitz

The Bike Cooperative

Ecommerce Integration: Shopify Ready

Freedom To Ride isn’t just for in-store purchases—full integration to Shopify now available. Customers can apply directly from their shopping cart for a seamless checkout experience.

Today’s consumers expect multiple payment options while shopping online. Freedom to Ride is the solution you need.

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Ready to Offer Financing at Your Shop?

Contact The Bike Cooperative today to learn how to become a member of The Bike Cooperative to take advantage of Freedom to Ride in your own store!

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